50 Off 300 Twice

Use code PAYPALFALL2017 to get $50 off of a $300 Hotels.com purchase.

And if you have a Hyatt card, register to get $50 back with Hyatt Place or Hyatt House.

milenerd50 Off 300 Twice

The Top 25 Credit Cards

(If you see any errors, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes)


Significant Changes Since Last Month:
-Some readers getting 100,000 points for IHG card by calling to apply.
-Southwest much higher for this month. Perfect time to go for companion pass.
-Barclays Arrival dropped from 50,000 to 40,000 points.
-Merrill Lynch card is gone…
-But Bank of America’s Premium Rewards card is alive now.
-Delta 60,000 and 70,000 point Gold and Platinum links added.
-Removed Citi Thank You Premier card for now.


Before Playing This Game:
-Find a new hobby until you can pay off all balances each month.
-Take a second to look at what you’re applying for and confirm a bonus is what you expect.
-Get a screenshot of the bonus description in case you have issues collecting it later.
-Take 2 minutes to read the small print before applying.
(Look for “once in a lifetime,” “no bonus for cardholders in last 24 months,” etc.)
-Keep everything very organized in a spreadsheet. You’ll thank me later.


Time for my monthly Top 25 Credit Cards. It’s called “Top 25” out of tradition, but you’ll get many more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many basic questions can still be answered there. For people running out of cards, remember there’s often a Business card option. Also, “churning” (getting the same card more than once) might be an option. The dates here were a guideline but things always tend to vary individually. If you’re new, it might be wise to start with Chase cards because of the limitations they’ll place on you soon.

Miles and points are far from an equal currency. 50,000 Delta SkyMiles are worth less to me than that amount from Alaska Airlines. 25,000 Hyatt points mean way more than the same number from Hilton. And so on. These links work right now (October 2nd at midnight). If you read this later, many of the offers will have changed. Things move fast so read offer details and terms before applying. Especially all that small print when you’re trying to get bonuses more than once on the same card. Ok, enough chatter…here we go! My “Top 25” current credit cards are below.

Read More

milenerdThe Top 25 Credit Cards

Other Points

Is there a rewards currency that should be getting more attention here?

Are there any other loyalty programs that you find valuable?

These can be travel-related, but they don’t have to be…honestly, anything that comes to mind is ok (grocery stores, pharmacies, restaurants, casinos, cruise ships, movie theaters, etc). Any points that you consider valuable.

This is for an upcoming post…I just got an email worth sharing, but wanted some additional data. Thanks guys.

Have a great weekend, nerds!



milenerdOther Points

Delta Card Links

Reader Luis was nice enough to send some new working links for Delta:

  • The Gold version (personal and business) is worth 50,000 points.
  • If you don’t mind an annual fee right away, Platinum is worth 70,000 points (personal and business).

I preferred getting 60,000 points for the Gold, but this will definitely get Delta back on the next Top 25 list.

milenerdDelta Card Links

Promo Pair

Here’s a 100% bonus for buying IHG points. Could be good if you have a specific use in mind…but, yes, a small piece of me still dies whenever someone buys points.

And here’s a 35% bonus transferring hotel points to British Airways. Personally, I’d probably only look at Marriott points used in a specific way with that one.

milenerdPromo Pair