(If you see any errors, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes)
Significant Changes Since Last Month:
-Added Marriott link worth 107,500 points.
-Sapphire Reserve 100,000-point offer expired.
-Link for Merrill Lynch 50,000-point bonus died.
-Increased American Express offers on Hilton and Hilton Surpass card.
-Amex Platinum public standard link up to 60,000 with an increased fee.
-American Airlines links without “every 24 month” limitation died.
-Added Alliant to top of cashback list. Link will work later this month.
-Removed Delta links for this month.
-Wynham dropped down to 15,000 points from 45,000.
-Korean bonus doubled to 30,000.
Before Playing This Game:
-Find a new hobby until you can pay off all balances each month.
-Take 5 seconds to confirm the bonus and is what you expect.
-Get a screenshot of the bonus in case you have issues collecting it later.
-Take 2 minutes to read the small print terms before applying.
(Look for “once in a lifetime,” “no bonus for cardholders in last 24 months,” etc.)
-Keep everything very organized in a spreadsheet. You’ll thank me later.
Time my monthly Top 25 Credit Cards. It’s called “Top 25” out of tradition, but you’ll get many more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many basic questions can still be answered there. For people running out of cards, remember there’s often a Business card option. Also, “churning” (getting the same card more than once) might be an option. The dates here were a guideline but things always tend to vary individually. If you’re new, it might be wise to start with Chase cards because of the limitations they’ll place on you soon.
Miles and points are far from an equal currency. 50,000 Delta SkyMiles are worth less to me than that amount from Alaska Airlines. 25,000 Hyatt points mean way more than the same number from Hilton. And so on. These links work right now (April 3rd at midnight). If you read this later, many of the offers will have changed. Things move fast so read offer details and terms before applying. Especially all that small print when you’re trying to get bonuses more than once on the same card. Ok, enough chatter…here we go! My “Top 25” current credit cards are below.
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