The Top 25 Credit Cards

(If you see any errors or missing cards, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes).

Significant Changes Since Last Month:
-Amtrak up to 30,000 points.
-United Business 50,000-point link added.
-Added Merril Lynch card.
-Ink Business Preferred introduced.
-Some preapproved for 70,000 in-branch with Sapphire Preferred.
-New Avianca LifeMiles card added.

Time for the monthly edition of my Top 25 Credit Cards. I call it “Top 25” out of tradition, but you get a lot more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many of your questions can still be answered there. Basic things like not applying for 3 Chase cards at the same time should be known before you continue. For people running out of cards, remember there’s often a Business card option. I listed a few here but not many, so it might be worth exploring more Business cards. Also, “churning” might be an option. The dates here were a guideline but things always tend to vary individually.

Miles and points aren’t an equal currency. 50,000 Delta Skymiles are worth less to me than 50,000 miles from Singapore Airlines. 25,000 Hyatt points mean more to me than 25,000 Hilton points. And so on. These links work right now (December 1st at midnight). If you read this later, many of the offers will have changed. Things move fast in this game so read offer details and terms before applying. Especially all that small print when you’re trying to get bonuses more than once on the same card. Ok, enough blabbering…here we go! My “Top 25” current credit cards are below…

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Quick Midweek Triple

  • Get 20% off from JetBlue if you book a flight today.
  • Here’s a whole lot of Avios if you’re renting a car in Europe.
  • Pick up a quick 150 Aeroplan miles. Wait for the offers on the top of the page to switch until showing this one.

Cheap Uber Rides In December

The UberPOOL flat rate deal is back for December. If you need a bunch of rides in Boston or Los Angeles, I’m not sure how it gets any cheaper than this.

LifeMiles Card

The new LifeMiles credit card link should be up and running later today. I have zero experience with the issuer. I can’t remember the last time I said those words. Very rare. My curiosity has been awakened! So many questions are going through my head right now…

  • Why does this issuer (Banco Popular) have such a braggy name? Hard to say.
  • And why does the name make me think of a Puerto Rican rapper? Harder to say.
  • Will this card be any good? Probably.
  • Good for much other the bonus? Doubtful.
  • Will we be able to churn it? Based on nothing other than a gut feeling…yes.

As you can see, I have many more questions than answers on this one. Pretty logical considering the application page isn’t even up yet (at the time of this post). More answers will be coming soon.

On an unrelated note, reader Kevin is sharing 6 United Club passes for me to add to the stocking stuffer giveaway. A few more of you will be getting emails today. Thanks Kevin!

Stocking Stuffers

Thanks again to those who responded to my shot-in-the-dark post on Tuesday. I wanted to see if anyone had little coupons or vouchers that were expiring. As usual, I was surprised by the support from a few kind people who were able to participate. Because of them, I have the following stocking stuffers to give away…

  • 17 Delta drink/headset vouchers (thanks to readers Joel, Christian, Heather, and Ismail)
  • 9 United Club one-time lounge passes (thanks to readers Seth, Rob, and Lak)
  • 11 Southwest drink coupons (thanks to reader Rachel)

Some of the expiration dates are early 2017, but let’s keep it simple and say they all expire at the end of this year. This one is intended for people who have Christmas/holiday travel scheduled for December. If you’d like to give it a shot, here’s the deal…

  • Send one email by 11:59 PM EST on Sunday to the address below with the subject Delta, United, or Southwest.
  • One email per person please. The inbox below is only for contests and giveaways. Other than randomly selected winners, no emails sent to that address are ever read.
  • If you need me for any non-contest stuff, as most of you already know, I respond 100% of the time. Use the contact form at the top of the page or my normal email address that thousands of you already have.
  • As with all of my giveaways, I know I’m only able to make a few people happy. Sorry about that. This one is way smaller in value, so probably not much of an issue this time.

Have a great weekend, guys!

milenerdcontests@gmail.com (1)