Nerds With Inks can poke around in Staples stores again. From Sunday through the 18th, pick up $300 or more in Visas or Mastercards (I prefer Visas) and get a $15 Staples card back. As always, the promo money is especially attractive for those of us earning 5 points per dollar at office stores. Have a great weekend, nerds!
Time for a catch-up post after the Top 25 yesterday…
(If you see any errors, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes)
Significant Changes Since Last Month:
-Citi Thank You 50,000-point link added.
-Hilton Surpass bonus dropped from 100,000 to 75,000.
-Citi Prestige link removed (for now).
-New Capital One Venture 50,000-point link.
-Easy California Companion Pass links from Southwest.
-Cathay Pacific bonus lowered.
-Virgin Atlantic back on the list.
-Uber card added.
-Starwood’s 35,000-point Business offer is supposed to end today (11/1).
Before Playing This Game:
-Find a new hobby until you can pay off all balances each month.
-Take a second to look at what you’re applying for and confirm a bonus is what you expect.
-Get a screenshot of the bonus description in case you have issues collecting it later.
-Take 2 minutes to read the small print before applying.
(Look for “once in a lifetime,” “no bonus for cardholders in last 24 months,” etc.)
-Keep everything very organized in a spreadsheet. You’ll thank me later.
Time for my monthly Top 25 Credit Cards. It’s called “Top 25” out of tradition, but you’ll get many more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many basic questions can still be answered there. For people running out of cards, remember there’s often a Business card option. Also, “churning” (getting the same card more than once) might be an option. The dates here were a guideline but things always tend to vary individually. If you’re new, it might be wise to start with Chase cards because of the limitations they’ll place on you soon.
Obviously, the card posts here are almost always intended for people with good credit scores. That said, I do get some questions from people in the process of rebuilding their credit. I’m trying to put together a detailed post for them and wanted to ask one thing first…
If you were in that boat somewhat recently, what “store” card was the easiest for you to get approved for? Any specific data will help me write the post. Thanks.
