It might not be today, but this post should be helpful to you at some point in the future. As we know, credit cards provide a nice chunk of our miles and points. For those of us who don’t fly constantly, we depend on these bonuses to build up our balances. But things do get hairy sometimes in this game. Even with my 750+ credit score, I see my share of rejection letters. Most of these rejections “magically” turn into approvals after dealing with reconsideration departments. Don’t be shy. Don’t be lazy. If you get rejected, pick up the phone. I sometimes have to close an old account or move credit lines around, but these people are usually very helpful and open to my suggestions. When I want to turn a “no” into a “yes,” here are the phone numbers to use:
Amex
1-866-314-0237
Bank Of America
1-866-458-8805
Barclays
1-888-232-0780
Chase
1-888-270-2127
1-888-245-0625
Citibank
1-866-606-2787
1-800-695-5171