I recently applied for 7 credit cards and was instantly approved for 4 of them. Yup, denied for 3. That’s actually pretty good. Even with a credit score near 800…after a while, instant approval is far from a lock. With a little work (picking up the phone), you can usually turn decisions around. In this case, I made 3 calls and got all of my applications approved. I’ve talked about reconsideration phone numbers in the past, but they seem to change a lot. These are the numbers I’ve had luck with lately. The one for Bank Of America is actually the Spanish line, but it worked out well! As always, you get the best results by not being shy and asking for what you want.
Bank of America: 866-865-7843
Citibank: 800-695-5171
Amex: 877-399-3083
Chase: 888-245-0625
Barclays: 866-408-4064
