This is a friendly reminder to read the small print when applying for cards.
It seems simple enough, right?
So just do it.
Take the extra 30 seconds to notice important phrases like:
“Bonus not available to applicants who have had this product in the last 12 months.”
As long as I’ve been doing this and with as much as I know…I still made 3 dumb mistakes this year. I moved a little too fast, didn’t pay enough attention, and it cost me 3 bonuses. Ugh. Rookie mistakes.
Sure, the credit card churning game is trickier than it was a couple years ago. No doubt about that. Barclays can be a pain, Chase is pickier than ever, Amex limits personal bonuses to once-in-a-lifetime, and even Bank Of America is getting annoying.
So don’t make it harder on yourself.
Stay organized and read the small print.