8,000 Spirit Miles

Odds are, Spirit Airlines will screw up. I mean, we’re talking about Spirit here. Why not make some miles for it?


milenerd8,000 Spirit Miles

Challenges In The Card Game

We all know how applying for bunches of credit cards can be VERY beneficial. Over the course of a year, it brings some of us hundreds of thousands of points. Others earn well over a million points per year through signup bonuses alone. It’s a gravy train, right?

Well, yeah.

But it would be a lie to say things are the same as always.

The truth is, it used to be even easier. Much, much easier. People were applying for American Airlines cards every few days, Barclays cards every couple weeks, and on and on. Minimum spends were low and bonuses were high. Those were the glory days.

(Insert cranky old man voice above)

So where do we stand now?

In my opinion, it’s absolutely still a game worth playing. We can travel beyond our means because of credit card bonuses. How amazing is that? Through a little hustle and organization, our lives are enriched. We experience moments we couldn’t otherwise afford. Clearly, I’m not sounding the doomsday alarm here. But there are some new realities I’m seeing in the 2015 version of our card game:

  • The 91-day application cycle isn’t gospel anymore. Not too long ago, it was definitely the “right way” to play. Now, many people don’t believe in it. They apply whenever a good offer comes along.
  • Barclays – These guys used to have some of the most churnable cards around. Now, they’re a pain. I’m lucky to get 2 cards a year from them. And I have to show a little spending on their cards to have a shot at that.
  • American Express – They still have cards I like. But since they made so many of their bonuses once-in-a-lifetime…I feel like a hungry, fat kid staring through the bakery window. If only they would sell me that cupcake. I want to eat it so badly…
  • Chase and US Bank – Some of you big manufactured spenders are getting closed down. And, when I say closed down, I mean all accounts gone. Personally, I’m still rolling along with Chase. No issues with US Bank Personal cards either. Their Business department has always been a little trickier for me.
  • Bank of America – Still churnable. You can get that Alaska card all day long. But…and it’s a big but…they’ve finally gotten sneaky. “Approvals” have resulted in a weak 5,000-mile version of that Alaska card lately. Blah.
  • Citibank – Still pretty solid. But I guess they’ve gotten a little tougher with me. Of course, you’re going to have a hard time getting the number of American cards you used to.
  • Manufactured spending – The easiest way to meet minimum spends. No doubt about this one. It has been an all-out assault on our most popular methods. We are in a MUCH worse spot than we were a year ago.

Overall, this all might seem like a bummer. But the game goes on. And remember…there will always be new deals right around the corner.


milenerdChallenges In The Card Game

New Uber/Lyft Competitor?

Recently, a couple of you sent me this link to Opoli. I don’t know much about them but apparently you can negotiate the price with your driver. If you have experience with these guys, let me know. I reached out and tried to get some free money for readers, but their customer service has been…questionable. Let me know more information if you have it. The concept of negotiating price seems interesting. To be continued…


milenerdNew Uber/Lyft Competitor?

Possible Free $1,000 From Lyft?

My spidey sense is tingling like crazy, but it’s my job to share. Here’s a possible free $1,000 from Lyft for completing just 1 drive by Thursday. If this is legit, it’s obviously a great deal. If not, feel free to play this in my face if we ever cross paths.


milenerdPossible Free $1,000 From Lyft?


Here’s a few deals that were sent my way. Sorry for the blah introduction. My heart isn’t in it today…

  • Points for referring friends to American Express and Chase cards.
  • Still alive…10 Gogo internet passes for some American Express cardholders.
  • Free gift for Alaska MVP Gold members.
  • Register for double points on Hilton stays.


Man, I live in a weird city.

There was a line in a movie I saw years ago that summed it up perfectly…

Something like:

“It’s almost as if someone picked America up by the coasts and shook it. All the normal people hung on. Everyone else landed in Los Angeles.”

I messed up the quote, but that’s the general idea…it’s a weird place.

And I interact with a lot of people in it.

I can hardly remember names and faces half the time.

But I have a tiny group of human beings who matter deeply to me.

One of them is a friend I’ve mentioned. He’s like a brother.

A few years ago, he married a lovely girl.

I was so happy for him.

And, man, this girl was a powerhouse…

She wouldn’t just hug you…

She charged up, grabbed you, and rocked you back and forth.

Wouldn’t let go until she was ready.

As if she wanted to say, “I’m so happy to know you.”

And she needed you to hear it too.

I’m (surprisingly) more shy than that.

But there was nothing shy about this girl.

I liked her immediately.

For whatever reason, some people are just special.

You know the type…

She made everyone feel more alive.

It was impossible to be in a bad mood.

I felt genuine relief she found such a wonderful man.

Because when you see a person like this…

You need them to be ok.

It’s like a unique puppy.

You’ve seen the ones, right?

They have a certain magic. It’s just…different than the other dogs.

A life force. A spirit. An energy.

It would break your heart to see anything bad happen to that puppy.


Today my heart breaks.

This special girl…

My great friend…

Has been dealt a very bad hand.

A terrible disease.

But I know she’ll be ok.

I’m sure of it.

Because my brother…

And those of us who care…

We need this rare gift in our world.

We need the light to shine…

Because the world would be too dark without it.

Keep shining your light.

I’m so happy to know you.