(If you see any errors, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes)
Significant Changes Since Last Month:
-Added American 60,000-mile links from Citibank.
-Added new US Bank Altitude Reserve card.
-New Alaska offer
-British big bonus back for big spenders.
-Some readers reported getting the Merrill Lynch card by phone.
-Starwood bonus dropped back down to 25,000.
-Citibank Hilton card dropped way back down to 40,000 points.
-Travel Elite card up to 25,000 points.
-Delta links back on the list this month.
-Wells Fargo offering 20,000 points or $200 on some cash and rewards cards.
-American Express incognito offers working for many readers.
-A small number of readers able to see 100,000-point offer for Platinum card.
Before Playing This Game:
-Find a new hobby until you can pay off all balances each month.
-Take 5 seconds to confirm the bonus is what you expect.
-Get a screenshot of the bonus in case you have issues collecting it later.
-Take 2 minutes to read the small print terms before applying.
(Look for “once in a lifetime,” “no bonus for cardholders in last 24 months,” etc.)
-Keep everything very organized in a spreadsheet. You’ll thank me later.
Time for my monthly Top 25 Credit Cards. It’s called “Top 25” out of tradition, but you’ll get many more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many basic questions can still be answered there. For people running out of cards, remember there’s often a Business card option. Also, “churning” (getting the same card more than once) might be an option. The dates here were a guideline but things always tend to vary individually. If you’re new, it might be wise to start with Chase cards because of the limitations they’ll place on you soon.
