The Top 25 Credit Cards

(If you see any errors, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes)

Significant Changes Since Last Month:
-Cathay Pacific card added.
-PenFed 2% card added.
-Citibank and American Express Hilton 75,000-point offers returned.
-Starwood (SPG) Personal and Business up to 35,000 points.
-Some seeing 75,000 points on Amex Platinum and Business Gold again.
-American Personal and Business offers without “every 24 months” wording.
-Blue For Business 25,000-point offer from Amex.
-Removed Delta links for this month.
-Finally removed Diners Club.

Time my monthly Top 25 Credit Cards. It’s called “Top 25” out of tradition, but you’ll get many more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many basic questions can still be answered there. For people running out of cards, remember there’s often a Business card option. Also, “churning” (getting the same card more than once) might be an option. The dates here were a guideline but things always tend to vary individually. If you’re new, it might be wise to start with Chase cards because of the limitations they’ll place on you soon.

Miles and points are far from an equal currency. 50,000 Delta SkyMiles are worth less to me than that amount from Alaska Airlines. 25,000 Hyatt points mean way more than the same number from Hilton. And so on. These links work right now (March 1st at midnight). If you read this later, many of the offers will have changed. Things move fast so read offer details and terms before applying. Especially all that small print when you’re trying to get bonuses more than once on the same card. Ok, enough chatter…here we go! My “Top 25” current credit cards are below.

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milenerdThe Top 25 Credit Cards

5K Kind Of Day

  • 5,000 bonus points for 2-night stays at a Waldorf Astoria or Conrad this year. If you’re there longer than two nights, this is better (edit: according to multiple readers, these are stackable).
  • Another 5,000 points is available for those who haven’t tried JetBlue yet (and take a flight by April 16th). If you happen to be going between Boston and Atlanta, take a look here.
  • Have an Amex Premier Rewards Gold card? Check if you got an offer for adding a user and spending a few bucks. I’m sure you sense the pattern. If not, just know the bonus will rhyme with chive chousand joints.

milenerd5K Kind Of Day

New American Business Card

No shortage of American Airlines credit card links over the past few months. Probably not the most random thing in the world…when their miles became a pain to burn, it sure got easy to earn them. This one from Citibank is worth 50,000 miles.

The best part? None of the usual language that voids your bonus if you’ve opened/closed one in the last 24 months. Similar to a link I posted a few weeks ago (but this is a Business card).

milenerdNew American Business Card

500 or 1,500 More Freebies

Odd last few days. Multiple free point links from programs I’ve never used. The last one on this random week is from Voila hotels. Get 500 points for a quick Facebook survey (and another 1,000 if you need to sign up for an account first). Have a great weekend, nerds!

milenerd500 or 1,500 More Freebies

JetSuiteX

I got a very positive email about JetSuiteX last year. Since they barely fly anywhere, I decided against writing a post. Then I kept getting more emails. All have been rave reviews. So it’s time to say a few words…

Local readers are loving these trips to Mammoth Mountain and Las Vegas (from Burbank). Not the most luxurious private flight of all time, but people are incredibly happy. No lines, security hassles, or parking drama. Get there 30 minutes before departure and you’re off in style. If you’re flexible with dates, there are low prices to be had. And when I say low, I’m talking about Sunday departures that can start under 100 bucks. If you decide to book a flight, make sure to use a code and cut a few more dollars off the price.

milenerdJetSuiteX