The Top 25 Credit Cards

(If you see any errors or missing cards, please let me know. I try to keep a full list, but it’s a lot of information and I do make mistakes).

Significant Changes Since Last Month:
-Citibank Hilton to 75,000 points.
-Bank of America Virgin Atlantic went back up.
-Southwest Business 70,000 points for some.

Time for the monthly edition of my Top 25 Credit Cards. I call it “Top 25” out of tradition, but you get a lot more links than that below. Again, if you’re a rookie, make sure you read The Newbie Guide. It’s a little outdated but many of your questions can still be answered there. Basic things like not applying for 3 Chase cards at the same time should be known before you continue. For people running out of cards, remember there’s often a Business card option. I listed a few here but not many, so it might be worth exploring more Business cards. Also, “churning” might be an option. The dates here were a guideline but things always tend to vary individually.

Miles and points aren’t an equal currency. 50,000 Delta Skymiles are worth less to me than 50,000 miles from Singapore Airlines. 25,000 Hyatt points mean more to me than 25,000 Hilton points. And so on. These links work right now (July 4th at midnight). If you read this later, many of the offers will have changed. Things move fast in this game so read offer details and terms before applying. Especially all that small print when you’re trying to get bonuses more than once on the same card. Ok, enough blabbering…here we go! My “Top 25” current credit cards in order are below…

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July AwardWallet Codes

Here are this month’s 50 free AwardWallet codes for you quick clickers.  Log into your account, click on your name, and select “Upgrade Using A Coupon” to apply a code. This will upgrade your account for 6 months (even existing users). Please only take 1 of these each. I’ll try to edit the post in the morning. If you’re new, AwardWallet is a must for tracking all your accounts, balances, user names, passwords, and expiration dates.

Invite-28714-EVYLI
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Invite-28714-MYGYH
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Invite-28714-NKTCV
Invite-28714-NOZFK
Invite-28714-NQXBX
Invite-28714-NSSKT
Invite-28714-NWVMU
Invite-28714-ORONI
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Invite-28714-PHUNT
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Invite-28714-VTUZB
Invite-28714-WEJSD
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Invite-28714-WIMJH
Invite-28714-XLWWR
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Invite-28714-XVNGP
Invite-28714-YLPXL
Invite-28714-YVJTJ
Invite-28714-YWVYC
Invite-28714-ZJSVV
Invite-28714-ZVRPW

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A Possible 70,000 For Southwest Business?

There’s a 70,000-point Southwest Business card floating around. But looks like it will take a smarter brain than mine to figure it out. If anyone has any success with this one, please let me know.

Wednesday Triple

  • One last post about the JetBlue promo. If you got your confirmation email back from them, you might want to book your flight today. There’s a good sale happening that ends tonight. Can’t help it guys…the great promos don’t come around often anymore. I went a little overboard talking about Discover last year too, but they were basically handing out thousands of dollars to people. With this JetBlue deal, I’ll probably get around $1,500 in value from those 75,000 miles. If all it costs me is 3 hours for a $100 flight, then it’s absolutely worth it.
  • Thanks to reader John for sending a new working link for the Virgin Atlantic card. It’s the same 75,000 to 90,000 mile offer that I’ve posted a lot over the years. Good to see it back, as always.
  • And from reader Robert, here’s a contest to win 2 nights at the Hyatt Gainey Ranch in Scottsdale. I don’t post many contests but I’ve been to this property, loved it, and had a great weekend there with friends. Also, I’m melting right now so their amazing pools sound great at the moment.

Better Hilton Card Offer

Thanks to reader Laura for sending an updated link for Citibank’s Hilton card. The bonus is up to 75,000 points again so if you don’t see that, try opening the link in an incognito browser. With Chase being a much bigger pain in the ass than ever, these increased Citibank offers are looking a lot more attractive.